Funding Readiness Score
Lenders evaluate the same checklist before approving no-doc, no-PG funding. Hit 80+ and you qualify for the soft-pull, business-only credit shown below. Check off each item as it's true — progress saves automatically.
0/100
Not Ready
Personal Credit
Lenders pull personal credit for the first $50K–$100K, even on business-only products.
0 / 30
Credit Accounts
Depth of file matters more than score above 700.
0 / 20
Business Setup
Required for any business-only credit product.
0 / 20
Business Credibility
Underwriters check these manually before approving high limits.
0 / 15
Vendor Credit
Net 30 payment history is how Paydex / Experian Business scores build.
0 / 15
Lenders You Qualify For
Soft pull, business-only, low or no personal guarantee.