⚠ File CFPB Complaint — Bureau Missed 30-Day Window
This complaint compels the bureau to investigate under FCRA. Copy the template below, then file it at consumerfinance.gov. Save your CFPB complaint number when you receive it.
After you submit the complaint at consumerfinance.gov, the CFPB emails you a confirmation number. Paste it here and save — it gets stored with your dispute record so you can reference it later.